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Income zakat calculator

Compare your annual income with the nisab of 85 grams of gold, then calculate the 2.5% zakat you need to pay each month.

Input

Rp
Rp

Bonuses, holiday allowance (THR), dividends, or side income.

Rp

The nisab follows the gold price at the time zakat is paid, not the price at the start of the year.

Zakat per month

Rp 300.000

equivalent to Rp 3.600.000 per year

Annual income
Rp 144.000.000
Nisab (85 g of gold)
Rp 127.500.000
Shortfall to nisab
—
Zakat per year (2.5%)
Rp 3.600.000

Your income exceeds the nisab. Zakat is calculated on gross income; adjust if you use a basic-needs deduction model.

All calculations run on your device. No numbers are sent or stored.

Assumptions used

  • The income zakat nisab is calculated from 85 grams of gold per year — matching the view most commonly used by zakat institutions in Indonesia.
  • The model used is 2.5% of annual gross income once the nisab is reached, without deducting basic needs. If you use the basic-needs deduction model, the figure will be lower.
  • You must update the gold price yourself; the default figure is only an example and will change.

How the calculation works

  1. 1Monthly gross income multiplied by 12, plus other income for the year.
  2. 2Nisab = 85 grams of gold multiplied by the gold price per gram.
  3. 3If annual income reaches the nisab, zakat = 2.5% of annual income.

This page is a calculation aid, not a fatwa. For mixed income, debts, or business situations, ask a zakat institution or a religious teacher you trust.

Frequently asked questions

If my income goes up and down, which figure should I use?+

Use the average of the last 12 months, or pay when you receive a large income by recalculating the nisab at that time.

Does debt reduce income subject to zakat?+

Some scholars allow deduction of due debts. This calculator does not deduct debts, so the result tends to be higher — please adjust as needed.

Can it be paid in monthly installments?+

Yes, and it is common. The monthly figure in the calculator result is annual income divided by 12, so the yearly total still matches your obligation.

Terms in this calculator

family budgetcash flownegative cash flowlife insuranceexpense record bookinterest

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Calculator results are educational estimates, not an offer or financial advice.

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